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Perkhidmatan
Pembangunan Modal Insan
Gaji, Elaun & Kemudahan
Pencen
Kategori
Baca selanjutnya: Soalan Lazim
Bayaran pencen kepada semua pesara perlu dikembalikan kepada amaun pencen asal iaitu:
Tidak perlu. Mahkamah Persekutuan telah memutuskan bahawa Kerajaan tidak boleh mengutip balik penyelarasan pencen tahunan sebanyak 2% yang telah dibayar sebelum ini.
PKKP adalah inisiatif Kerajaan untuk mengharmonikan pelaksanaan keputusan Mahkamah Persekutuan dengan memelihara kebajikan pesara.
PKKP merupakan pembayaran perbezaan amaun pencen semasa dengan amaun pencen asal bagi menjadikan amaun yang diterima oleh pesara setiap bulan, sama seperti amaun pencen semasa.
Sebagai contoh, sekiranya amaun pencen asal pesara pada bulan Disember 2012 ialah sebanyak RM1,413.49, manakala amaun pencen bulan Jun 2023 ialah sebanyak RM1,757.43, pengiraan PKKP adalah seperti berikut:
Amaun pencen asal + bantuan khas PKKP = amaun semasa
= RM1,413.49 + RM343.94 = RM1,757.43
Berdasarkan keputusan Jemaah Menteri, bayaran PKKP akan dibuat bermula pada bulai Julai 2023 hingga Disember 2024.
Penyelarasan pencen akan dibuat selaras dengan pelaksanaan semakan gaji pegawai Perkhidmatan Awam.
Semasa Majlis Amanat Perdana Perkhidmatan Awam ke-19 (MAPPA XIX) pada 16 Ogos 2024, YAB Perdana Menteri telah mengumumkan pelaksanaan Sistem Saraan Perkhidmatan Awam (SSPA) yang antara lainnya, ialah pemberian pelarasan gaji sebanyak 15% kepada pegawai Kumpulan Pelaksana dan Kumpulan Pengurusan dan Profesional serta pelarasan gaji sebanyak 7% kepada pegawai Kumpulan Pengurusan Tertinggi. Pelaksanaan pemberian pelarasan gaji ini akan dilaksanakan secara berfasa iaitu Fasa 1 pada 1 Disember 2024 dan Fasa 2 pada 1 Januari 2026. Penyelarasan pencen juga akan dilaksanakan berdasarkan pelarasan peratusan ke atas gaji akhir pesara mengikut kumpulan perkhidmatan masing-masing berdasarkan peruntukan di bawah Akta Penyelarasan Pencen 1980 [ Akta 238].
Baca selanjutnya: Pencen - Pelarasan Pencen
Effective August 2012, a change of bank account for pensioners / pension recipients is allowed only once a year. Each application must be enclosed with a Bank Account Change Request letter, which can be downloaded from http://www.jpapencen.gov.my/penukaran_akaun.html
Once complete, the letter can be mailed to the address listed below:
Retirement Fund (KWAP)
Skytech Tower 2, Jalan Teknokrat 2,
Cyberjaya, 63000 Cyberjaya,
Selangor, Malaysia
If the pension payment under Scheme B is not claimed within three months, the payment will expire and the pension payment for the following month will cease. Pensioners must report to KWAP to reactivate their accounts and resume receiving pension payments.
It is possible if the appointment of a personal representative is approved by the Pension Division. The appointment of the personal representative is given to pensioners who are infirm and have a joint account. The representative must be the joint account holder of the pensioner/pension recipient.
Applications can be submitted by completing the JPA.BP.SKP.B08 – Application For Scheme A Representative Appointment form and attaching a copy of the appointed representative’s MyKad.
Applications can be made by completing the Funeral Arrangement Assistance form
http://www.jpapencen.gov.my/borang/bmj/Borang_BMJ-BM-2022.pdf
Yes. Please complete the Scheme A representative appointment form, which can be downloaded at www.jpapencen.gov.my
Ex-Gratia Payment Upon Death is the Government's grant to dependents of public servants who pass away while they are still in service.
To assist dependents of public servants who passed away within a period of not more than 240 months of service.
Public Servants, whether temporary or permanent, who opt for the Pension Scheme or the Employees Provident Fund Scheme (EPF). These Public Servants include Federal Public Service, State Service, Statutory Authorities and Local Authorities.
The Ex-Gratia Payment Upon Death will be given to eligible widows/widowers/children/mothers/fathers. However, this Ex-Gratia Payment Upon Death is not granted in cases of confirmed death due to suicide.
The amount of Ex-Gratia Payment Upon Death is based on the service duration that can be calculated as follows:
Service Duration (Months) | Payment of Ex-Gratia (RM) |
---|---|
≤ 60 | 150,000 |
61 to 120 | 100,000 |
121 to 180 | 75,000 |
181 to 240 | 50,000 |
Ex-Gratia Payment Upon Death is a lump sum payment made to eligible heirs.
No. The Ex-Gratia Payment Upon Death is an addition to existing retirement benefits.
The Ex-Gratia Payment Upon Death for public officers who opted for the pension scheme will be processed simultaneously with the application for derivative pension benefits. For public officers who opted for the EPF Scheme, an application should be submitted by the Head of Department to the Pension Division of Public Service Department. The application procedure and relevant form are detailed in SECTION PP.1.2.8 Lump Sum of Ex-Gratia Payment upon Death to Eligible Heirs of Members Who Died during the Service Terms.
The GCR cash award is cash given to Public Service Members who do not have the chance to spend their annual leaves for the service’s sake, and is given to them upon retirement.
The early grant of the GCR cash award is an initiative that allows an officer to convert the amount of GCR accumulated while in service into cash, subject to specified conditions.
1/30 x (substantive pay + *fixed allowance) x 90 days
Conditions that need to be complied with before applying for the early grant of the 90-day cash award are:
Yes. If you meet the requirements listed above.
No. The early grant of the GCR cash award can only be granted ONCE throughout the service.
No. The amount of the early grant of the GCR award is only set for 90 days.
No. The GCR payment upon retirement is based on the remaining amount of annual leave accumulated, which is limited to a total of 180 days as stated in Section PP.1.3.1: Cash Award in Lieu of Leave (GCR) Grant.
The application for the early grant of the GCR cash award must be submitted to the Pension Division, Public Service Department (PSD) through the Head of Department.
The application procedure for the early grant of GCR cash award is explained in Section PP.1.3.4: Cash Award in Lieu of Leave Grant.
Yes. The procedure for applying for GCR permission to be used as annual leave during the retirement year is explained in Section PP.1.3.3: Permission to Replace Exceeding 180 Days of Vacation Leave Used as Vacation Leave during the Retirement Year.
Yes, subject to the consideration of the Head of Department to impose/ prescribe additional conditions.
Yes. Officers who opt for the EPF Scheme are also eligible to make early redemption of the GCR cash award if the prescribed conditions have been met.
Note:
The calculation of GCR for officers who opt for the EPF Scheme started on 1 November 2004.
Head of Department shall —
Yes. Ministry/Department shall notify the Pension Division, PSD, if it is discovered that the officer does not meet the conditions that have been set/is subject to criminal proceedings or disciplinary action after obtaining approval from the Pension Division, PSD. The Pension Division, PSD, will cancel the previously granted approval and notify the Ministry/Department of the cancellation.
No. The early grant of the GCR cash award received is subject to income tax for the current year's income under the Income Tax Act currently in force.
The implementation of the early grant of GCR cash awards is subject to the acceptance of Section PP.1.3.4 by the respective Authority.
The Head of the Department of the relevant Authority that adopts Section PP.1.3.4 shall consider the application and pay the early grant of the GCR cash award to the respective officer.
For officers appointed by the State Public Service, Statutory Authority and Local Authority, the approval and early grant of this cash award will be carried out by the State Public Service, Statutory Authority and Local Authority respectively.
For federally appointed officers posted to the State Agency/Department, approval will be managed by the Pension Division, PSD, while payments will be managed by the State Agency/Department using provisions from the Malaysian Ministry of Finance.
Baca selanjutnya: Pencen - Urusan Pembayaran
For pension / derivative pension benefits for ATM pensioners, the status of application can be checked at the Veteran Affairs Department at http://www.jhev.gov.my/ or at the following address:
Pension Division of Veteran Affairs Department
Level 8, Bangunan TH Perdana 101
Jalan Sultan Ismail
50250 Kuala Lumpur.
Telephone Number: 03-2050 8000
The housing loan balance can be checked directly with he Public Sector Home Financing Board (LPPSA) at their website at www.lppsa.gov.my or at the following address:
No 9, Ministry of Finance Complex, Persiaran Perdana,
Precint 2
Federal Government Administrative Centre
62592 Putrajaya
Gratuity/monthly pension deductions for housing loan repayment shall be handled by the Division Pension or per the LPPSA’s instructions. Pensioners may consult LPPSA for the issuance of a letter of instruction for pension deduction.
A notification of address change can be made by completing the form via this link:
http://www.jpapencen.gov.my/borang/PDF/UMUM/JPA.BP.UMUM.B05.pdf (the completed forms should be emailed to
The Pension Card enables pensioners and their eligible dependents to receive free treatment at government clinics/hospitals. It can also be used to get discounts for the ticket purchase of Malaysian Railways Limited. The list of eligible discounts for pensioners with the Pension Card can be obtained from the KPDNKK website.
The compulsory retirement age (reached the age of retirement) for members of public service is 55/56/58 or 60 years subject to the retirement age option selected by the member.
A member with pension who has reached the age of 40 years and has a service period that can be calculated which is at least 10 years may apply for optional retirement by furnishing the document/application through the Head of Department where the member serves. The eligibility for retirement benefits is as follows;
As of 1 January 2018, the lowest pension for service that can be calculated for at least 25 years (300 months) is RM1,000.
A maximum pension is a service period of 30 years or more (360 months) that can be taken into account. The formula for calculating the maximum pension is 3/5, or 60 per cent of the final salary of the Officer/Employee.
Regarding refund claims for ceremonial clothing, please refer to the Ceremonial Division of the Prime Minister’s Department at 03-8872 6670 / 6672 or 03-8000 8000, MYGCC.
KWAP, Cyberjaya
Retirement Fund (Incorporated)
Pension Services Department,
Level 2, Skytech Tower 2,
MKN Embassy Techzone,
Jalan Teknokrat 2, Cyber 4,
63000 Cyberjaya, Selangor
Telephone: 03 - 8887 8777
E-mail:
Sabah Branch Pension Division, PSD
Public Service Department of Malaysia,
Sabah Branch Pension Division,
Level 1, Block A,
Federal Government Administration Complex of Sabah,
Jalan UMS - Sulaman, Likas
P.O.Box 2061
88450 Kota Kinabalu
Sabah
Telephone Number: 088 488661 / 088 488662 / 088 488663
Fax: 088 488664 / 088 488665
Sarawak Branch Pension Division, PSD
Public Service Department,
Sarawak Branch Pension Division,
Level 2, Marzuki Building, Lot 1656 Section 65,
Jalan Tun Dato' Patinggi Hj. Abdul Rahman Yaakub, Petrajaya,
93050 KuchingSarawak.
Telephone Number: 082 241144 / 082 251818 / 082 252493 / 082-234981
Fax: 082 250126
Cannot. Derivative pensions are only available to eligible widows/widowers and children.
No. The retirement gratuity is not deducted from any claims or expenses made by the public servant while in service.
Not true. All public servants are eligible for a pension on the condition that they hold a permanent position, are confirmed, are granted Conferment of Pensionable Status (PTB), and retire in accordance with pension law.
Officers who resign or are fired do not receive retirement benefits. Previous service can only be considered and combined if reappointed to a permanent position after 2012.
Baca selanjutnya: Pencen - Pertanyaan Umum
A would-be pensioner should ensure that the Department submits complete retirement documents to KWAP at least 3 months before the retirement date to ensure that the retirement benefits are paid on time.
Pensioners should ensure that their last Department, before retiring, submits an updated service statement to KWAP for recalculation of retirement benefits.
The service periods as a backup, contract, attachment, and temporary officer shall not be considered.
The effective date of ASK retirement is one day after it is approved. Payment of the gratuity and Cash Award in Lieu of Leave (GCR), if any, will be made within 21 days from the retirement date while the monthly pension will be paid within 30 days.
Family members/heirs/dependants of the deceased (demised officer) should contact the last Department and submit all required documents so that the last Department may submit the derivative pension documents to Pension Division, PSD within 7 days of death. The application for Funeral Arrangement Assistance (BMJ) of RM3,000 should be made through the deceased's last Department.
Family members/heirs/dependants of the deceased (demised officer) should submit all required documents to KWAP as soon as possible to ensure that the process of transferring the derivative pension to the eligible widow/widower/child/children can be carried out expeditiously. These include the application document for Funeral Arrangement Assistance (BMJ) of RM3,000, which should be submitted to KWAP.
Pension recipients pursuing a bachelor’s degree should fill out the Verification of Children Enroled at Higher Education Institutions (IPT) - JPA.BP.SPT.B03a form and submit it to KWAP for information updates.
The widow/widower/child/children from marriage after retirement is/are eligible to receive the derivative pension, which is limited to the remaining 20 years from the date of retirement.
The widow/widower from marriage after the privatisation of the company is eligible to receive the derivative pension, limited to 20 years after the privatisation date.
The member may switch to Scheme B within 2 years from the date of the privatisation of the company.
Cash Award in Lieu of Leave is a cash award given to Public Service Members who do not have the chance to spend their annual leave for the service’s sake.
The Cash Award in Lieu of Leave came into effect on 1 January 1974 through Service Circular Number 1/1974 and is only granted to Public Service Members who retire on or after 1 January 1974.
The GCR Award is only given to Permanent Members (including probationary officers) and Temporary Members in Public Service who retire under the Pensions Act 1980.
Officers who resigned or were dismissed due to disciplinary action are not eligible for the GCR Award.
Leave accumulation for the purpose of Cash Award in Lieu of Leave is based on the provision of para 21(1) of Pension Rules 1980, related Service Circulars and Chapter C of General Orders.
The GCR formula is as follows:
1/30 × accumulated annual leave (no. of days) × (last pay + * fixed allowance)
The fixed allowances are:
Subject to a maximum of 150 days
The Public Service Department (PSD) is responsible for approving and paying the Cash Award in Lieu of Leave to federal public service pensioners, while state public service, statutory body and local authority pensioners will be paid by the last Department they served.
The GCR payment will be made within 21 days from the officer’s retirement date.
For couples who got married while in the service, their children’s entitlements are until 21 years of age or marriage, whichever comes first, or until graduation at the first-degree level.
Officers/employees can accumulate maximal annual leave during the final year of service according to their yearly annual leave entitlement.
The pension documents can be sent to:
Retirement Fund (Incorporated)
Pension Services Department,
Level 2, Skytech Tower 2,
MKN Embassy Techzone,
Jalan Teknokrat 2, Cyber 4,
63000 Cyberjaya, Selangor.
The application form can be downloaded at www.jpapencen.gov.my or at http://www.jpapencen.gov.my/borang/bmj/Borang_BMJ-BM.pdf and further information about BMJ is available at http://www.jpapencen.gov.my/bmj.html
Browse www.jpapencen.gov.my and “Like” our Facebook that is Pension Division of PSD.
The pension card can be obtained from Retirement Affairs Customer Service counter located at the Retirement Fund (Incorporated) of KWAP in Cyberjaya or JPA4U counter located at the Public Servic Department, Block C2, Complex C in Putrajaya.
The BMJ application must be submitted within 12 months from the date of the pensioner's death.
Please call 03-8887 8777 or e-mail to
If a pensioner or pension recipient dies and no one else qualifies to receive the Derivative Pension, the next of kin must take the following steps:
A would-be pensioner should ensure that the Department submits complete retirement documents to KWAP at least 3 months before the retirement date to ensure that the retirement benefits are paid on time.
Pensioners should ensure that their last Department, before retiring, submits an updated service statement to KWAP for recalculation of retirement benefits.
The service periods as a backup, contract, attachment, and temporary officer shall not be considered.
The effective date of ASK retirement is one day after it is approved. Payment of the gratuity and Cash Award in Lieu of Leave (GCR), if any, will be made within 21 days from the retirement date while the monthly pension will be paid within 30 days.
Family members/heirs/dependants of the deceased (demised officer) should contact the last Department and submit all required documents so that the last Department may submit the derivative pension documents to Pension Division, PSD within 7 days of death. The application for Funeral Arrangement Assistance (BMJ) of RM3,000 should be made through the deceased's last Department.
Family members/heirs/dependants of the deceased (demised officer) should submit all required documents to KWAP as soon as possible to ensure that the process of transferring the derivative pension to the eligible widow/widower/child/children can be carried out expeditiously. These include the application document for Funeral Arrangement Assistance (BMJ) of RM3,000, which should be submitted to KWAP.
Pension recipients pursuing a bachelor’s degree should fill out the Verification of Children Enroled at Higher Education Institutions (IPT) - JPA.BP.SPT.B03a form and submit it to KWAP for information updates.
The widow/widower/child/children from marriage after retirement is/are eligible to receive the derivative pension, which is limited to the remaining 20 years from the date of retirement.
Baca selanjutnya: Pencen - Urusan Persaraan